2020 – my mind immediately conjures up the phrase “hindsight is 2020” every-time I hear the new year exclaimed.  Hindsight of course, refers to the ability to clearly understand a situation or event after it has happened.  At IBA, we use hindsight daily evaluating businesses to get a clear understanding of a businesses history of…

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Bill (not his real name) came to work for his dad when he was a teenager and returned to the family business following college.  He literally started sweeping floors and hauling trash and by the time he left for college had worked in every department of the business.  His dad didn’t have a college degree…

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