Terms of Service

Agreement to Terms

Acceptance of These Terms

By using the Innovative Business Advisors website or opting in to receive SMS or email communications from Innovative Business Advisors, you agree to these Terms of Service.

SMS Communications

Message Frequency and Types

If you opt in to SMS communications, you may receive up to 10 messages per month. Message frequency may vary.

Messages may include:

• Appointment and consultation confirmations
• Meeting and workshop reminders
• Business advisory and service-related communications
• Educational information and business resources
• Company announcements and updates
• Event information
• Promotional communications
• Other information you have requested or agreed to receive

SMS Consent

Consent to Receive Text Messages

By providing your mobile phone number and affirmatively opting in to SMS communications, you consent to receive text messages from Innovative Business Advisors at the mobile number you provide.

Consent to receive marketing text messages is not a condition of purchasing goods or services.

Opt-In Methods

How You May Subscribe

You may opt in to communications by:

• Submitting your contact information through our website or online forms
• Requesting a consultation, business valuation, workshop, or other service
• Providing your contact information directly to an Innovative Business Advisors representative
• Texting a designated keyword when that option is available
• Providing other affirmative consent to receive communications

Opt-Out Methods

SMS Opt-Out

You may stop receiving SMS messages at any time by replying STOP to an Innovative Business Advisors text message.

After submitting an opt-out request, you may receive a final confirmation message indicating that you have been unsubscribed.

Email Opt-Out

You may unsubscribe from promotional email communications at any time by clicking the Unsubscribe link included in the email.

Help and Support

Getting Assistance

For assistance with SMS communications, reply HELP to a text message when available or contact Innovative Business Advisors at (800) 767-2465.

Message and Data Rates

Carrier Charges

Message and data rates may apply according to your wireless carrier and mobile plan. Innovative Business Advisors is not responsible for charges imposed by your mobile carrier.

Carrier and Service Availability

Delivery Limitations

SMS and email delivery may be affected by wireless carrier availability, internet connectivity, spam filtering, technical problems, or other circumstances outside the reasonable control of Innovative Business Advisors.

We do not guarantee that every communication will be delivered or received.

User Responsibilities

Your Responsibilities

You agree to:

• Provide accurate and current contact information
• Only provide mobile phone numbers and email addresses that you own or are authorized to use
• Notify us or opt out if your mobile phone number changes or is reassigned
• Use our website and communication services only for lawful purposes
• Refrain from misusing our SMS, email, or other communication services

Email Communications

Newsletters and Informational Emails

If you subscribe to Innovative Business Advisors email communications, you may receive newsletters, business insights, educational resources, workshop announcements, company news, and other relevant communications.

You may unsubscribe from promotional email communications at any time.

Third-Party Services

External Platforms

Innovative Business Advisors may use third-party service providers for SMS messaging, email delivery, customer relationship management, scheduling, website services, analytics, advertising, or other functionality.

Your use of third-party websites or services may also be subject to those providers’ own terms and privacy policies.

Updates to These Terms

Changes to the Terms

Innovative Business Advisors may update these Terms of Service periodically. The most current version will be available on our website.

Continued use of applicable services after changes become effective constitutes acceptance of the updated terms.

Governing Law

Missouri Law

These Terms of Service are governed by the laws of the State of Missouri. Any disputes will be handled in accordance with applicable Missouri law.

Contact Information

Innovative Business Advisors